Why do you think some people continually have money problems ?

Is it the fault of credit cards ? is it the lack of experience or training ?

In my viewpoint, I think some people continually have money problems, maybe the reason is that it is not the fault of credit cards, they didn’t care about the money and they are lack of experience and training.

Make a saving budget is important. With the food and petrol prices constantly rising in the face of the global financial crisis, cutting unnecessary spending and saving money is of ever increasing importance.

When shopping, keep a look out for special offers, sometimes you can even pick up top branded products cheaply if they are on offer. Try shopping at a different supermarket and see if you are shopping works out cheaper. This could be especially helpful if this supermarket is closer to home.

For electricity, turn off lights when they are not being used and try to avoid leaving electrical appliances on standby.

The cost of petrol has risen massively and even a short journey now costs a substantial amount in petrol costs. Avoid driving when you can, walk or take a bike. Not only will this save you money but it’s great for your fitness!